We found out late yesterday that Jack’s loan was approved with my co-signature. He will now have enough money to attend school and doesn’t have to work. However, I am going to encourage him to find a job so that his debt won’t increase too much. If it takes a few months to find a job, then at least he will have that time to do it. If he doesn’t need all that he borrowed, then he can either pay early on the loan or put it in savings, and not apply for as much next year. The loans is for three semesters, Fall, Spring and Summer. This will allow him to graduate in two years. He is happy with the school and his major. He starts at the end of August and we will be busy moving him in to his apartment. Hopefully, I won’t have a melt down when I have to leave him!